Ghana and Uganda both tax salaries by monthly band, but the pension deductions work differently. This guide walks through both, using the Ghana PAYE calculator and the Uganda PAYE calculator.
Rates change. The figures below were checked in November 2026, so confirm them with the Ghana Revenue Authority or the Uganda Revenue Authority.
Ghana
The monthly bands apply from 1 September 2026. Each rate applies only to the slice inside its band.
- First GH₵588: 0%
- Up to GH₵668: 5%
- Up to GH₵768: 10%
- Up to GH₵3,668: 17.5%
- Up to GH₵19,668: 25%
- Up to GH₵50,000: 30%
- Above GH₵50,000: 35%
SSNIT is 5.5% of basic salary and comes off before tax. Cash allowances such as housing and transport are added to your salary for tax. Other deductions before tax, such as a provident fund or mortgage interest on one home, also reduce the chargeable income.
Ghana example
Basic salary GH₵5,000, no allowances and no other deductions.
- SSNIT: 5,000 x 5.5% = GH₵275.
- Chargeable income: 5,000 - 275 = GH₵4,725.
- Tax: 80 x 5% = 4.00, then 100 x 10% = 10.00, then 2,900 x 17.5% = 507.50, then 1,057 x 25% = 264.25. Total PAYE GH₵785.75.
- Net pay: 5,000 - 275 - 785.75 = GH₵3,939.25 a month.
Uganda
The monthly bands apply from 1 July 2026.
- First UGX 335,000: 0%
- Up to UGX 410,000: 20%
- Up to UGX 485,000: 25%
- Up to UGX 10 million: 30%
- Above UGX 10 million: 40%
The employee NSSF share is 5% of gross pay. In this calculator it is shown as a deduction from take-home pay and does not change the PAYE figure. Local service tax and other items are not included.
Uganda example
Gross pay UGX 1,000,000 a month.
- Tax on the 75,000 between 335,000 and 410,000 at 20%: UGX 15,000.
- Tax on the 75,000 between 410,000 and 485,000 at 25%: UGX 18,750.
- Tax on the remaining 515,000 at 30%: UGX 154,500.
- PAYE: UGX 188,250.
- NSSF (you): 1,000,000 x 5% = UGX 50,000.
- Take-home: 1,000,000 - 188,250 - 50,000 = UGX 761,750 a month.
Things to remember
Ghana’s calculator covers regular pay only, because overtime and bonuses have their own rules. Uganda’s does not include local service tax. In both countries, your payslip is the official figure.
Steps
- Open the calculator for your country.
- Enter your monthly pay. In Ghana, enter basic salary and allowances separately.
- Switch the pension deduction on or off to match your payslip.
- Compare the PAYE line and the take-home figure with your payslip.