Personal Loan Agreement
Use this free personal loan agreement template to write down the terms of a personal loan. Type into the fields and the document updates as you go. Then download it as a PDF, copy the text or save a text file. It runs in your browser, so what you type is never uploaded.
Runs in your browser. Your files never leave your device.
Personal loan agreement
Made on 13 November 2026 between [Lender] (the lender) and [Borrower] (the borrower).
1. Loan
The lender lends [Loan amount] to the borrower.
2. Interest
Interest rate: none.
3. Repayment
[Repayment plan]
4. Late payment
The borrower will pay the missed amount as soon as possible.
5. Early repayment
The borrower may repay early without a penalty.
Lender: ____________________ Borrower: ____________________
Witness: ____________________
How it works
- 01Fill in the fields on the left.
- 02Check the preview and change anything you like.
- 03Download the PDF, or copy the text into an email or document.
Questions
How do I use the personal loan agreement?
Fill in the boxes and the preview updates straight away. When it looks right, download the PDF or copy the text. Agree a repayment plan in numbers, not just words.
Is my information saved or sent anywhere?
No. The template works in your browser, and nothing you type is uploaded to a server.
Can I edit the result?
Yes. Copy the text into your own document or email and change it, or edit the fields and download again.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.