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Rule of 72 Calculator

Use this free rule of 72 calculator to work out how many years it takes for money to double at a given yearly return. Enter your numbers and the results update as you type. It runs in your browser, so nothing you enter is uploaded, and there is nothing to sign up for.

Runs in your browser. Your files never leave your device.

%
Years to double (rule of 72)
9
Years to double (exact)
9.0065
Years to triple (rule of 114)
14.25
The rule of 72 estimates the years to double: 72 divided by the rate. The exact value uses logarithms, and the rule is closest for rates between 6% and 10%.

How it works

  1. 01Enter your numbers in the fields.
  2. 02The results update as you type.
  3. 03Change a value to compare what-if cases.

Questions

What is the rule of 72?

It is a shortcut: divide 72 by the yearly rate to estimate the years it takes to double. At 8% it takes about 9 years.

Is my data saved or sent anywhere?

No. The calculation runs in your browser and nothing is uploaded.

Are the results exact?

The maths is exact for the values you enter, but real life can differ. Use the result as a guide.

Is my file uploaded to a server?

No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.

Is it free?

Yes. It is free to use, with no signup, no watermark and no daily limit.

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