Morocco Salary and IR Calculator

Enter your monthly gross salary and your dependants. The calculator takes off CNSS and AMO, applies the professional-expenses allowance and the IR barème, subtracts the family reduction and shows your net salary and income tax by month and year.

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IR barème and rates for 2026, checked November 2026. Confirm with the DGI and the CNSS.

Monthly gross salary (MAD)

Dependants (spouse and children)

Each one lowers your yearly tax by MAD 600, up to MAD 3,600.

CIMR or other pension (your share)

Only if your employer has a plan. Leave at 0 if not.

Net salary a month

8.903,64 MAD

106.844 MAD a year

IR a month

601,56 MAD

Taxable income 84.062 MAD a year

CNSS (you)

268,80 MAD

AMO (you)

226,00 MAD

Pension plan (you)

0,00 MAD

CNSS is 4.48% up to MAD 6,000 a month and AMO is 2.26% of pay. Professional expenses are 35% of gross up to MAD 78,000 a year, otherwise 25%, and never more than MAD 35,000. The barème is 0% to MAD 40,000, then 10%, 20%, 30%, 34% and 37% above MAD 180,000. Employers may apply other items, so confirm with your payslip.

How it works

01Enter your monthly gross salary in dirhams.
02Add your dependants and any pension plan share.
03Read your IR, deductions and net salary.

Tips and common mistakes

Add every dependant

Each dependant lowers the yearly tax by MAD 600, up to MAD 3,600. Children count only up to the age and income limits.

CIMR is optional

The pension plan share depends on your employer. Enter it only if it appears on your payslip, and it will also lower your taxable income.

Guides for this tool

Morocco Net Salary 2026: CNSS, AMO and Income Tax (IR) ExplainedA clear guide to how Moroccan net salary is worked out in 2026, covering CNSS, AMO, professional expenses, the IR barème and a worked monthly example.2 min

Questions

What is the IR barème in Morocco?

Annual net taxable income: nothing up to MAD 40,000, then 10% to 60,000, 20% to 80,000, 30% to 100,000, 34% to 180,000 and 37% above that, using the standard amounts to deduct.

How much are CNSS and AMO?

The employee pays 4.48% to the CNSS on pay up to MAD 6,000 a month (a maximum of MAD 268.80) and 2.26% to the AMO on the whole salary.

What is the family reduction?

MAD 600 a year for each dependant (spouse and eligible children) up to MAD 3,600, taken off the tax.

Is my file uploaded to a server?

No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.

Is it free?

Yes. It is free to use, with no signup, no watermark and no daily limit.

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