TDS Calculator India (FY 2026-27)
Choose the type of payment, such as professional fees, rent, contractor payment or commission, and enter the amount. The calculator checks the threshold, applies the rate and the higher no-PAN rate if needed, and shows the TDS and the amount to pay. It also estimates monthly TDS on a salary.
Runs in your browser. Your files never leave your device.
Rules for FY 2026-27 (AY 2027-28). Confirm with the Income Tax Department.
How it works
- 01Choose TDS on a payment or TDS on salary.
- 02Pick the payment type and enter the amount, or enter the yearly salary.
- 03Read the TDS to deduct and the amount to pay.
Tips and common mistakes
Check the threshold first
Many sections charge TDS only once the yearly total crosses a limit. Enter the total paid to that person in the year, not one invoice.
Collect the PAN before paying
Without a valid PAN the rate jumps to 20% or more, which can be far above the normal rate.
Guides for this tool
Questions
What is the TDS rate on professional fees?
10% under section 194J when the payment is Rs 50,000 or more in a year. Technical services and call-centre payments are 2%.
What if the payee has no PAN?
TDS is deducted at the higher of the normal rate and 20%, with a 5% limit for sections 194Q and 194O.
Did the section numbers change?
Yes. The Income-tax Act 2025 applies from 1 April 2026 and renumbered the sections. This tool shows the familiar section numbers, so use the new clause on your forms.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.