Germany Gross to Net Calculator
Enter your yearly gross salary and the calculator takes off pension, unemployment, health and care insurance, then applies the 2026 income tax tariff, the solidarity surcharge and optional church tax for tax class I. It shows your net salary by month and year.
Runs in your browser. Your files never leave your device.
2026 tax tariff and insurance rates, checked November 2026. Tax class I.
The 2026 average is 2.9%. You pay half of it.
How it works
- 01Enter your yearly gross salary.
- 02Set your health fund's extra contribution, children and church tax.
- 03Read your net salary and the breakdown.
Tips and common mistakes
Enter your own health fund extra rate
The extra contribution differs by health fund, and you pay half. Look at your fund and enter its rate rather than the average.
Your tax return can change the result
Work-related costs, commuting and other expenses are claimed in the tax return and can bring some tax back, so the final figure can be better than the payslip.
Guides for this tool
Questions
Which tax class does it use?
Tax class I, a single employee. Other classes change the monthly withholding, and the final tax comes out in your tax return.
What social insurance rates does it use?
Pension 9.3% and unemployment 1.3% up to EUR 101,400 a year, health 7.3% plus half your fund's extra contribution and care 2.4% (1.8% with children), up to EUR 69,750 a year.
Why is my payslip different?
Employers withhold with a monthly method and your fund's real rate may differ. This is an estimate based on the yearly tax tariff.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.