Step-Up SIP Calculator
A step-up SIP raises your monthly investment by a set percentage each year. Enter your starting SIP, the yearly increase, the expected return and the years to see the future value and how much more you gain than with a flat SIP.
Runs in your browser. Your files never leave your device.
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Value with yearly step-up
₹85,97,871
You invest: ₹38,12,698
Extra versus a flat SIP
₹36,02,069
Flat SIP gives: ₹49,95,802
How it works
- 01Enter your monthly SIP and the yearly step-up.
- 02Set the return and the years.
- 03Compare the result with a flat SIP.
Questions
What is a step-up SIP?
A SIP where the monthly amount goes up each year, usually in line with your income.
Are the returns certain?
No. Market returns vary, so use the result as an estimate.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.