Kenya PAYE Calculator
Enter your monthly gross pay and the calculator takes off NSSF, SHIF and the affordable housing levy, applies the PAYE bands and your personal and insurance relief, and shows your net pay for the month and the year. It runs in your browser, so your salary is never uploaded.
Runs in your browser. Your files never leave your device.
Rates checked November 2026. Confirm with KRA, NSSF and SHA.
Life, education or health premiums. Insurance relief is 15% of them, up to KES 5,000 a month.
| NSSF (6%, up to KES 108,000) | Ksh 6,000.00 |
| SHIF (2.75% of gross) | Ksh 2,750.00 |
| Affordable housing levy (1.5%) | Ksh 1,500.00 |
| PAYE (after personal relief) | Ksh 19,308.35 |
| Personal relief used | Ksh 2,400 |
How it works
- 01Enter your monthly gross pay in Kenya shillings.
- 02Choose which deductions apply and add any insurance premiums.
- 03Read your net pay, PAYE and the line-by-line breakdown.
Tips and common mistakes
Use gross pay, not what you receive
Enter the pay before any deduction. NSSF, SHIF and the housing levy come off first, so the taxable pay is lower than your gross, and PAYE is charged on that lower figure.
Check the relief lines
Personal relief is KES 2,400 a month for everyone. Insurance relief only applies if you pay premiums yourself, so enter them when you do. Leave the box at zero if your employer pays them.
Allowances change the answer
Housing, car or other benefits from your employer can be taxed on top of your salary. If your payslip is higher than this estimate, ask payroll how those benefits are treated.
Guides for this tool
Questions
How is PAYE worked out in Kenya?
NSSF, SHIF and the housing levy are taken from your gross pay first. The result is taxed in bands from 10% up to 35%, then your personal relief of KES 2,400 a month and any insurance relief are taken off the tax.
How much is SHIF and the housing levy?
SHIF is 2.75% of gross pay with a minimum of KES 300 a month. The affordable housing levy is 1.5% of gross pay. Both lower the pay that PAYE is charged on.
Why does my payslip show a different figure?
Employers may add allowances, benefits in kind, pension above NSSF or other reliefs. This is an estimate, so confirm with your payslip and KRA.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.