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Calculadora NPS (India)

Enter your monthly NPS contribution, your age, retirement age and expected return. The calculator shows the total corpus, the lump sum you can take and the monthly pension from the annuity you must buy with at least 40% of the corpus.

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%
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Total corpus
22.604.879 INR
You invest: 3.600.000 INR
Lump sum you can take
13.562.928 INR
Monthly pension
45.210 INR
From an annuity of 9.041.952 INR

A rough estimate. NPS rules, the annuity share and tax treatment can change, so check the latest rules.

Cómo funciona

  1. 01Enter your monthly contribution and ages.
  2. 02Set the expected return and annuity share and rate.
  3. 03Read the corpus, lump sum and monthly pension.

Preguntas

What is the annuity share?

At least 40% of the NPS corpus must be used to buy an annuity that pays a pension. You can take the rest as a lump sum under current rules.

Are the returns certain?

No. Market returns vary, so use this as an estimate and check the latest NPS rules.

Is my file uploaded to a server?

No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.

Is it free?

Yes. It is free to use, with no signup, no watermark and no daily limit.

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