Calculadora de amortización anticipada
Prepaying part of a loan can save a lot of interest. Enter your loan amount, rate and term, then add an extra amount each month to see the interest saved and the new payoff time. It is useful for home loans, car loans and personal loans in any currency.
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Paying extra each month ends the loan sooner and saves interest.
An estimate with a fixed rate and equal monthly payments. Fees, insurance and rate changes are not included.
Cómo funciona
- 01Enter the loan amount, rate and term.
- 02Add the extra amount you can pay every month.
- 03Read the interest saved and the new end date.
Preguntas
Is prepaying always a good idea?
It saves interest, but check for prepayment charges and compare with what you could earn by investing the money instead.
Does the extra payment shorten the loan?
Yes. This calculator keeps the payment the same and finishes the loan sooner.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.