Kreditrechner
Enter the amount, the yearly interest rate and the term to see your monthly payment, the total interest and a year-by-year table. Add an extra monthly payment to see how much interest you save and how many months sooner you finish. It works in any currency.
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Paying extra each month ends the loan sooner and saves interest.
An estimate with a fixed rate and equal monthly payments. Fees, insurance and rate changes are not included.
So funktioniert es
- 01Enter the loan amount, interest rate and term.
- 02Optionally add an extra payment every month.
- 03Read the payment, total interest and time saved.
Fragen
How is the payment calculated?
It uses the standard formula for a loan with a fixed rate and equal monthly payments. Each payment covers the interest for the month and pays down part of the loan.
Do extra payments help?
Yes. Extra payments go straight to the loan amount, so you pay less interest and finish sooner.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.